Manufactured Homes VS Modular Homes

Know The Difference

At Phil & Lee’s Homes, we know choosing the right type of home can be overwhelming. One of the most common questions we hear is:

“What’s the difference between a manufactured home and a modular home?”

Both are high-quality, factory-built options — but they differ in construction, placement, financing, and long-term value. Here’s a clear breakdown to help guide your decision.

Lets Compare

Building Code

Manufactured homes: Federal HUD Code

Modular Homes: State/Local Codes (similar to site built homes)

Construction

Manufactured homes: Built On A Steel Chassis & transported to the jobsite

Modular homes: Built in sections – delivered & assembled on the jobsite

Foundation

Manufactured homes: Can be put on a temporary or permanent foundation

Modular homes: Requires a permanent foundation

Mobility

Manufactured homes: Can be moved from one location to another

Modular homes: Can not be moved

Financing options

Manufactured homes: Limited financing options available

Modular homes: Standard financing options available

Customization

Manufactured homes: Moderate levels of customization depending on what factory you work with

Modular homes: Very customizable

Pros & Cons of Each Option